AnviRealty.Estimate your property registration costs across Indian states with local tax rates and gender-based concessions.
Each state determines its own levy rates based on property value and location.
Many states offer significant rebates for properties registered in a woman's name.
Disclaimer:Rates are approximate. Final charges are calculated at the time of registration by local authorities. Please consult an expert for official estimates.
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Everything you need to know about stamp duty and property registration in India.
Stamp duty is a state government tax levied on property sale transactions. It is calculated on the transaction value or the government circle rate, whichever is higher. The stamp paper for the sale deed must be purchased for this amount before the property is registered.
In most Indian states, stamp duty is paid by the buyer. The registration charges that accompany stamp duty are also typically the buyer's responsibility, though this can be negotiated as part of the sale agreement.
Yes, many states including Karnataka, Delhi, and Maharashtra offer reduced stamp duty rates for properties registered in a woman's name or jointly with a woman as the primary owner. Use the gender selector in the calculator above to see the applicable rate for your state.
Stamp duty is paid on whichever is higher — the sale agreement value or the government's guidance value (also called circle rate or ready reckoner rate). If you buy a property below the guidance value, you still pay stamp duty on the guidance value.
Yes. Under Section 80C of the Income Tax Act, stamp duty and registration charges paid on a residential property are eligible for deduction up to the overall Section 80C limit of ₹1.5 lakh per year. This benefit applies in the year the payment is made.
Stamp duty must be paid before or at the time of signing the sale deed. The registration of the property at the sub-registrar office also happens on the same day. Delays or underpayment can attract penalties, so it's important to calculate the correct amount in advance.